Finance it your way at B&Q

Finance it your way

Whether it's a kitchen makeover, garden spruce up, or a brand new bathroom. Nothing should get in the way of creating a home you love. When it comes to finance, we understand everyone’s different. That’s why we’ve created a range of flexible finance options, so there’s sure to be one that’s right for you. You can fund your entire project with us, from the furniture to the flooring.

FlexiPlan

Only available on in-store purchases

Perfect for any makeover projects in and around your home. Whether you want to refresh your kitchen, redesign your bathroom, or give your garden some much-needed TLC, you can finance your entire purchase with a B&Q FlexiPlan account.
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PayPal

Only available on online purchases

Ideal for those essential DIY tools and materials that you'd rather not pay for all in one go. With PayPal Pay in 3 you can buy the products you need and split the cost into three manageable payments.
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4.9% APR. FlexiPlan powered by Creation. Spread the cost between 3-60 months when you spend £75 of more. In store only, ends 27 May. Representative example: Assumed credit limit £1200, Purchase APR: 4.9%, Representative APR: 17.9% variable. Ts & Cs apply.

Why B&Q Finance?

Spread the cost easily
With our great range of finance options, you can spread the cost of purchases into manageable payments, helping to make those dream home improvement projects a reality.
Get projects started sooner
With B&Q finance, there’s no need to delay your home improvement projects. Whether you’ve been putting off a bathroom refresh or your kitchen needs an upgrade, you can get started today.
Flexibility and choice
You can choose from a range of repayment options with B&Q finance, giving you more control over how and when you pay.

Got more questions about B&Q Finance? Read our Finance FAQs.

Shop your project

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Shop your project

Terms & conditions

Credit is subject to status and affordability. Terms, conditions, eligibility criteria, minimum spends and exclusions apply. B&Q Limited (FRN 712268) acts as a credit broker and not a lender. Credit is provided by Creation Consumer Finance Ltd (FRN 311518) and Paypal Credit (the lenders). Authorised and regulated by the Financial Conduct Authority.

Credit is subject to status and affordability. Terms, conditions and eligibility criteria apply. Minimum spend £75. Exclusions apply. B&Q Limited acts as a credit broker and not a lender. Credit is provided by Creation Consumer Finance Ltd (the lender).

B&Q Limited is authorised and regulated by the Financial Conduct Authority (FRN 712268), Registered office: B & Q House Chestnut Avenue, Chandlers Ford, Eastleigh, Hampshire, SO53 3LE. Registration No. 00973387.

Creation Consumer Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN 311518). Registered in Northern Ireland, Registration No. NI032565. Registered office: 6th floor Wellington Buildings, 2-4 Wellington Street, Belfast, BT1 6HT.

We may receive a commission for arranging your finance, dependant on the finance option selected. The commission is a percentage of the amount you borrow and does not influence the rate you pay. You can ask for details of the commission by contacting Creation Consumer Finance Ltd.